Children's Education
A Registered Education Savings Plan or RESP, is the only investment instrument that grants free money. To promote higher education, the government of Canada will contribute to your RESP in the form of Canada Education Savings Grants (CESG), or Canada Learning Bonds (CLB). Additionally, because the withdraws are taxed in the beneficiary's tax bracket, we are able to use this account to reduce our tax liability.
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You should know that it’s never too early to start asking yourself questions such as:
• Why should I start planning now?
• How much should I be putting aside?
• What kind of plan or investment would best suit our family needs?
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Whether you are considering setting up a scholarship fund for your children or looking for a savings strategy adapted to your specific needs, we would be pleased to meet with you personally and discuss all the options available to you.
Are you among those who believe that one of the greatest gifts a parent can give their children is education? First, we would like to congratulate you and your family on the birth of your child! While it may be too early to start thinking about a career path for your children, it is wise to start planning ahead and saving for their education as soon as possible. When the time comes for your children to decide on a career, funds will be readily available for them to make career choices that match their interests.
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