Critical Illness Insurance
What is FlexCare Insurance?
If you don’t have coverage through an employer, or an employer group plan doesn’t have the coverage levels you want, Flexcare is here for you. Flexcare® Health and Dental Insurance puts you in control of your insurance plan. It’s as easy as choosing the dental and drug plan that best meets your needs and budget.
Why should I have individual health and dental insurance?
Individual health and dental insurance is ideal if you change careers, lose your job or retire and your employee health benefits are ending. With FollowMe, you “own” your plan so you can keep it as long as you and your family need it.
What does the plan include?
Coverage includes registered specialists and therapists (such as massage therapists, naturopath and chiropractic services), prescription drugs, dental services, homecare and nursing, prosthetic appliances and durable medical equipment, accidental dental, hearing aids, ambulance services and the Lifeline® Emergency Response Service. Your plan also gives you access to support and expertise through Health Service Navigator®**.
** The insurer cannot guarantee the availability of this benefit indefinitely.
What if I'm hurt in an accident?
If you’re hurt in an accident, FollowMe includes a fracture benefit as well as an accidental death and dismemberment benefit. If you pass away, your family gets a survivor benefit that continues their coverage for one year.
Do I have to be in good health and under a certain age to apply?
No. You get guaranteed acceptance if you are eligible and apply within 90 days of your employee benefits ending and you don’t need to complete a medical questionnaire at the time of application.
Flexible protection for a healthier you
Imagine a health insurance plan that doesn’t just help protect against the unexpected, but can also help prevent future health issues so you can live your healthiest life
